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The target date funds have a $1000 minimum and are quite reasonable options for retirement or general diversified investments. The expense ratio is slightly higher, but if you have less than $3000, the difference is miniscule.

Or you can buy ETF versions of Vanguard funds. Same expenses as mutual fund versions, but the minimum purchase is 1 share. Free to trade from a Vanguard account (or something like this Schwab account, since its exchange traded).



Yep, the advent of ETFs has made it a lot easier to get started. I hadn't thought about the target date funds, that is a good thought.




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